Enter your numbers
Adjust any field and recalculate — figures are pre-filled with a typical example.
Results will appear here.
How it works
Formula & explanation
Rent Calculator uses the following calculation:
MaxRent = (AnnualIncome / 12) × Rule%
This is a simplified model intended for planning and education. Real-world offers from lenders, institutions, or tax authorities may include additional fees, rules, or adjustments not reflected here.
FAQ
Frequently asked questions
Is the 30% rule still realistic?
It's a widely used guideline, but in many high-cost US metros actual rent burdens run higher — treat it as a starting benchmark, not a hard rule.
Should I use gross or net income?
This calculator uses gross (pre-tax) income, matching how most landlords and rental applications calculate qualifying income.
What other costs should I budget beyond rent?
Renters insurance, utilities, parking, and moving costs are common add-ons landlords may not include in the quoted rent.
Related